Develop a list of sources of financing for a small business Essay

Develop a list of sources of financing for a small business - Essay Example In this source, a proprietor uses own savings or borrows or sells a personal item such as bonds, mutual funds, stocks, or real estate to fund his/her business. In addition, one may use home-equity line of credit to finance own business. Furthermore, one could give loans or merely contribute money to own business. The other sources of contribution include family and friends with access to more cash than the proprietor does. The second sources of finance for small businesses are banks. In fact, in current times, banks have become quite instrumental not only in supporting already established small businesses but also in giving start-up loans for new small businesses (Burk & Lehmann, 2006). Unfortunately, banks have quite cumbersome conditions to be met before small business loans are approved. For instance, banks have to establish the credit worthiness of the borrowing business of person, more so with regards to a business’ money-making history. That is, commercial banks would wa nt to be assured that the loaned will be able to repay the lent sum plus the interests therein. It is thus imperative that the person seeking a loan from a bank draws up a good business plan in addition to the collateral against which the loan is to be given. If not, the borrower must have a guarantor or a cosigner who must satisfy the bank that he/she will repay the loan if the borrower fails to pay. Venture Capital Firms is the other common source of financing for small business. These firms give funds to small businesses considered and believed to have outstanding growth potential. On a rather negative note, quite a few small businesses are financed by venture capital firms. Being financed by venture capital firms is significantly unlike getting financed by bank loans. In fact, venture capital lenders have a right not only to the repayment of the capital but also on the interest earned by the loan, notwithstanding the profits or losses/failure

Understand customer service policies within business and services Assignment

Understand customer service policies within business and services contexts - Assignment Example It provides individual services to every guest in the rooms as well as to conference groups and meetings. Services include navigation of desktop, tablets, T.V, mobiles and other gadgets that require online facility. It offers easy access to hotel services for example meal service, housekeeping service and pick up service without any hold. Spok Inc. is another organization that offers a better communication system to hotels. It is majorly famous for its service-enhancing mobile communication. Along with that it offers smart and reliable solution for individual guests communication to the hotel management. This communication system is very famous in hospitality industries. It helps hotel improve their efficiency and profitability as it connects hotel’s network internally and externally. It offers interfacing systems for example web booking engine, Sales & Catering, PMS and CRS. It offers easy access to hotel services for example meal service, housekeeping service and pick up service without any

Religion, Media and Ethics Essay Example | Topics and Well Written Essays - 500 words

Religion, Media and Ethics - Essay Example Media ethics as such is a complex subject, as it is formulated on the basis of the concurrent culture, economy and national policies. It has been observed by a number of researchers that the media symbolizes societal values. Slinger (1983) has mentioned a number of examples in which media comes up with advertisements which prompts the views to connect the product being advertised to societal values specific to the viewers. One important value that a person relates to is his personal beliefs and religious beliefs. It’s generally considered that the popular programs in the secular media do not have religious intentions. Considering the recent development of secularizing of religious broadcasting sponsored by religious organizations, the identification of religiously persuading content becomes difficult. Programs and specifically labeled content dealt by religious media are the ones which are bracketed as of the ones which influence the public religiously. However, there are arguments that this is not the case. Mark Pinsky (2001, p.5) observes that he ‘found God, faith and spirituality in abundance on Th e Simpsons’.Jana Reiss (2004, p.xii) claims that Buffy the Vampire Slayer and its spin-off Angel ‘are two of the most religious programs on network TV’. These arguments suggest that cartoon programs and other popular programs may also be considered as religious. I agree with this argument. The earlier argument that only religious media can contain religious content is based on the assumption that religion is associated with religious institutions and organizations. Schultze (1990) has argued that being religious does not mean belonging to a religion but it’s a way of life with its own world view. Anything which would influence this world view thus must be considered religious persuasion. Thus there is no wonder in Pinsky finding spirituality and god in the cartoon

European Commission’s Proposal on Software Patents :: Technology Computers Essays

European Commission’s Proposal on Software Patents The European Commission should maintain and clarify its limitations on patents for software, to fight against American mega companies attempting to globally monopolize software, to avoid the mistakes the United States has made, and to potentially let Europe emerge as a software mecca, where software can continue to make significant advancements. This viewpoint can be supported with several ethical considerations, including Ethical Egoism, Utilitarianism, and Pluralism. General View on Software Patents Purpose of a Patent Patents have a dual role in our society. An invention or new creation should be shared with the public and peers to enrich the public body of technical knowledge. In return, society rewards inventors for their efforts by giving a monopolistic control over the invention. In general, patents cover a practical implementation of an idea, as in a product, and not the idea itself. The patent system is in place to promote innovation. Patents on Software Merriam-Webster defines software as, â€Å"something used or associated with and usually contrasted with hardware: as: the entire set of programs, procedures, and related documentation associated with a system and especially a computer system; specifically : computer programs.†[1] Britannica Encyclopedia defines software as, â€Å"instructions that tell a computer what to do.†[2] These definitions of software as a set of instructions, or an associated part with hardware, immediately differentiate it from your typical invented product. By itself you do not have a product, yet United States case law has contended that once you put that software on a disc, you do have a product. Patents have been crucial to distributing your typical technical innovation. Software has no such limitation. Software ideas and innovations have spread quickly through the public domain of information. Some reasons for software distributing so quickly is its relative immaturity as a science and engineering practice, extensive freely distribution from universities, and a near direct fiscal value in general acceptance and use of a software concept[3]. Software innovation has flourished under the general availability of software code, concepts, and tools. Additionally, software is developed incrementally, building quickly on existing concepts. In general, the patent system has been shown to slow the development of incrementally developing technologies such as software[4]. Some Good Software Patents Very carefully reviewed, and perhaps shorter duration software patents could benefit innovation. A software implementation that might otherwise be kept hidden behind trade secret in a company could be revealed to the public for an exchange of monopolistic control.

Advertisement Essay Essay

Anywhere a person looks; there will always be some form of advertisement. Billboards, posters, fliers, and other forms of media are visible almost everywhere. Advertising is a mass communication in the world today, and has been around since 1841. Whether people agree with it or not, it’s not going anywhere. Advertisements are essentially everywhere. No one can go anywhere without seeing at least one advertisement. They’re placed on radios, TVs, magazines and even billboards. Advertisers pay media companies to place their ads in such places and therefore the media companies make money off their ads. Advertiser’s main purpose is to influence the consumer to buy their product. They may lie about the product to make it sound better so more people would want to buy it. It can mislead the consumers to believe that any given product can make them popular, or beautiful. I don’t necessarily like advertisements, but I don’t like them either. Advertisements are everywhere, and it’s your choice to read and believe them or not read and not believe them. I agree, they are misleading but how else would people know about a new product or new improved or additions? Advertising exerts a large impact on us, bringing about good and bad consequences in people’s life. An example would be, if you were looking through the summer edition of a magazine and you see a Hollister advertisement on a page and the models are in bathing suits, in which they are all fairly skinny. If you were a little meatier than them you would probably think to yourself â€Å"I wish I was that skinny.† Or â€Å"I wish I looked like that.† That’s the bad consequence about advertising. There’s a huge impact on teens while looking through their favorite magazine or even watching TV. Another reason I feel advertising isn’t the best is, it can mislead the consumer into wasting money on something that either doesnâ₠¬â„¢t work or will end up breaking. The good side to advertising is it can let people know about free clinics, blood drives, and events coming up in the area. Of course, it’s not going to tell you everything about the event or clinic because an advertisement is  something brief about it, and they’re trying to get you to be interested about it. Some companies sponsor charity events or sport events to advertise with blimps, airplane signs; on-screen ads and even t-shirts in exchange for free advertising. If you were to think about every ad you’ve read, there really isn’t a limit to it. They really don’t care how vulgar or misinterpreting it could be, they’re getting paid for it so whatever they have to do to get your attention, they will. Advertisement should have a limit of what they can put on ads.

Biography of Huey Long Depression Era Politician

Huey Long was a populist politician from Louisiana. He rose to national fame in the early 1930s by mastering the new medium of radio and reaching an audience with his hopeful slogan Every Man a King. It was widely assumed that Long would challenge Franklin Roosevelt for the Democratic nomination in 1936 and pose a credible threat to Roosevelts run for a second term. However, Longs surge onto the national stage ended tragically when he was shot in the Louisiana capitol on September 8, 1935. He died 30 hours later. Fast Facts: Huey Long Nickname: The KingfishOccupation: U.S. senator, Louisiana governor, lawyerBorn: August 30, 1893 in Winnfield, LouisianaDied: September 10, 1935 in Baton Rouge, LouisianaEducation: University of Oklahoma, Tulane UniversityKnown For: Controversial state and national political career; founded influential Louisiana political machine; proposed Share Our Wealth income redistribution program; assassinated while serving as U.S. Senator Early Life Huey Pierce Long was born August 30, 1893 in Winnfield, Louisiana. His family owned a small farm, on which he worked as a child. Long was precocious and read as much as he could. As a young man, he found work as a typesetter and as a traveling salesman, and for a time he attended the University of Oklahoma. Next, Long studied law at Tulane University and was quickly admitted to the Louisiana bar. He set up a law practice in Winnfield and began to gravitate toward politics. Long was elected to the states railroad commission, where he began developing a reputation as the defender of the common man. In state government, he gained attention for attacking banks and utility companies, which he said were exploiting the poor citizens of Louisiana. "The Kingfish" Becomes Governor Huey Long exhibited keen political instincts and proved capable at navigating the often-corrupt political system of Louisiana. In 1928, he was elected governor at the age of 34. The political machine he had developed throughout the 1920s now took power in the state and began to ruthlessly suppress any opposition. A peculiar blend of advocating for the downtrodden while ruthlessly crushing any political opposition made Long into something of a benevolent dictator in Louisiana. In many ways, the Long political machine resembled traditional urban political machines like New Yorks Tammany Hall. Long solidified his power in Louisiana by promising to improve the standard of living for his constituents. He advocated for better education, and unlike traditional Louisiana Democrats at the time, he did not invoke the history of the Confederacy. Instead, Long steered away from the racially-charged politics found in politics in the South. Longs style of politics gained him a number of enemies, including wealthy executives of oil companies. A campaign to impeach him and drive him out of the governorship gained momentum. Long held onto his job, as the state legislature failed to convict him. It was often rumored that Long kept his job by passing out some carefully placed bribes. Followers of Long gave him the nickname The Kingfish, after a lawyer and conman character on the popular Amos and Andy radio show. Long took to the name and encouraged its use. U.S. Senate In 1930, Long decided to run for the United States Senate. He entered the primary, beat the incumbent, and won the general election. In an odd twist, Long refused to take his seat in the U.S. Capitol for nearly two years; for a time, he was both governor of Louisiana and the states senator-elect. Long finally took the oath as a U.S. Senator in 1932. However, he still essentially controlled Louisiana state politics through his existing political machine as well as the new governor, Oscar K. Allen. (Allen was Longs childhood friend and was widely considered a puppet governor for Long.) The Kingfish emerged as a colorful character in national politics. In April 1933, a headline in the New York Times referred to him as That Meteor of the South. Two months later, another Times article noted that [m]uch of the Senates time is taken by Huey Long of Louisiana, an indefatigable orator and controversialist who warns the Senators that they will have to come in here and listen to him. Senator Huey Long. Getty Images   In a 1933 interview with reporters in New York City, Long was reminded that many East Coast observers regarded him as a clown. Long responded by saying he might correct that by traveling the country, speaking directly to the people. He declared, Ill bring up my sound trucks and the people will come out and listen. Theyll always listen to Huey Long. Long may have gotten himself noticed in Washington, but he exerted little power in the Senate. He had initially been a supporter of Franklin Roosevelt and the New Deal, though over time, he developed his own agenda. Roosevelt himself considered Long erratic, disloyal, and potentially dangerous. As a result, Roosevelt never put much trust in Long. "Every Man a King" Frustrated by his relative obscurity in the Senate, Long began to use his unique political gifts to appeal directly to voters. He announced a major income redistribution plan called Share Our Wealth. The plan proposed heavy taxations on the wealthy and guaranteed government stipends for the poor. Long launched the plan with a speech in which he rolled out a new slogan: Every Man a King. Longs idea, of course, was highly controversial. This was fine with Long, who often found himself embroiled in all sorts of controversies, from libel suits to feuds with other Senators to political machinations back in Louisiana. Long promoted his program whenever he could, including through speeches broadcast on the radio. He also formed an organization called the Share Our Wealth Society. The groups platform called for confiscating any yearly income above $1 million and the seizure of any wealth above $5 million. With these seizures of wealth, Long proposed that every family in America would receive a house and a car. They would also get a radio—Long always understood the value of communicating via radio. In addition, all Americans would be guaranteed a yearly income on which they could live. To the wealthy and powerful, Longs plan was an outrage. He was denounced as a dangerous radical. To other politicians, Long was regarded as a showman. One fellow Democrat in the Senate went so far as to say he wanted to move his seat, and would even sit with the Republicans, just so he would no longer have to look at Huey Long. Car proclaiming Huey Long for President in 1936.   Getty Images Yet to many average Americans in the depths of the Great Depression, the promises of The Kingfish were welcomed. The Share Our Wealth Society gained more than seven million members across the country. Huey Long was receiving more mail than any other politician, including the president. In 1935, Long enjoyed a wave of popularity, which included an appearance on the cover of TIME magazine. At the time, it seemed inevitable that he would challenge President Roosevelt for the Democratic nomination for president in the 1936 election. Assassination In the final year of his life, Huey Long faced a number of challenges to his control of Louisiana. He also claimed to be receiving of death threats, and he surrounded himself with bodyguards. On September 8, 1935, Long was in the Louisiana capitol building, overseeing efforts to remove a political enemy—Judge Benjamin Pavy—from office. After a bill was passed accomplishing Judge Pavys removal, Long was approached by Pavys son-in-law, Carl Weiss. Weiss lunged within a few feet of Long and fired a pistol into his abdomen. Longs bodyguards opened fire on Weiss, striking him with as many as 60 bullets. Long was taken to a hospital, where doctors attempted to save his life. He died 30 hours later, on the morning of September 10, 1935. Legacy Longs assassination, which was rooted in political feuds in Louisiana, marked the conclusion of a fascinating chapter in American politics. Some of the changes Huey Long sought for Louisiana, including an improved state university system, endured after his death. However, his national political program and the Share Our Wealth platform could not continue without him. Though Long never achieved his goal of reaching the White House, he did have an impact on American politics. Politicians learned from and emulated his use of slogans and broadcast media to reach voters. In addition, one of the great American political novels, Robert Penn Warrens All the Kings Men, was based on the career of Huey Long. Sources JEANSONNE, GLEN. Long, Huey P. Encyclopedia of the Great Depression, edited by Robert S. McElvaine, vol. 2, Macmillan Reference USA, 2004, pp. 588-591.Huey Pierce Long. Encyclopedia of World Biography, 2nd ed., vol. 9, Gale, 2004, pp. 496-497.Huey Long Offers Cure For Our Ills. New York Times, 26 March 1933, p. 7.Doctor Shoots Huey Long In Louisiana State Capitol; Bodyguards Kill Assailant. New York Times, 9 September 1935, p. 1.

Environmental Ethics - 1905 Words

Environmental Ethics To keep our environment healthy, all these element need to work together. There are no global laws protecting the environment and that is why everyone should practice good ethics when it comes to the environment. Environmental ethics is the part of environment philosophy which considers extending the traditional boundaries of ethics from only including hum and to non-humans. There are many ethical decisions that human beings make with respect to the environment. Humans are been considered of rational agents because they have clear preference, models uncertainty via expected values, and always to perform the action with the optimal expected outcome of itself. The action of the rational agent performs depends on the†¦show more content†¦It will influence the future generations to why we consider environment has been important, create opportunities for generation to come, a culture that can be passed on and sense of appreciation of such an experience (Singer, 2011). This point may not so readily apply to a wider consequentialist approach, which attributes intrinsic value not only to pleasure or satisfaction, but also to various objects and processes in the natural environment (Singer, 2011). John Rawls states that the principle of fairness is important as it applies to individuals the principle of fairness are a link between the two principles of social or political justice and individual obligations to comply with specific social practices (Pogge, 2007). By expanding the scope of what one considers to be an ‘end’ to include both aspects of nature as well as future generations, one can transform the implications of Rawls’ theory (Pogge, 2007). Rawls advances his theory of justice through what is called the Original Position which is a hypothetical situation in which all individuals are granted perfect equality and are asked to choose a principle of justice behind a veil of ignorance, which eliminates their biases (Pogge, 2007). The hypothetical persons in the Original Position, ignorant of who and what they will be in society and perfectly equal to one another, are able to truly come to a consensus as to what a just society would be (Pogge, 2007). Jus ticeShow MoreRelatedCreating an Environmental Ethic Essay1418 Words   |  6 PagesCreating an Environmental Ethic Traditionally, Western views of environment ethics has been unclear and for the most part unnecessary. We used earth’s resources without thinking about consequence. This nonchalant use aided in the West’s ability to influence the world through technological advances. In the past, limited travel and slow communication systems had limited our view to a local one. If pollution or to much urbanization occurred the solution was to move. 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As a reaction, some scholars propose a normative understanding of development as the point of